FY2027 Small Area FMR · Baldwin, GA
ZIP 30511 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30511 (Baldwin, GA) is $1,210 a month, up 5.2% from FY2026. That is 21% above the Banks County, GA area-wide FMR of $1,002.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 30511 sits in the Banks County, GA area
Of the 11 ZIP codes HUD lists for the area, 30511 has the 4th highest two-bedroom Small Area FMR. Banks County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.
ZIP code 30511 crosses more than one HUD area. HUD also lists it under Habersham County, GA (same figures) and Stephens County, GA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,000 | $900 – $1,100 | $825 | $920 |
| 1 bedroom | $1,090 | $981 – $1,199 | $920 | $930 |
| 2 bedrooms | $1,210 | $1,089 – $1,331 | $1,002 | $1,150 |
| 3 bedrooms | $1,560 | $1,404 – $1,716 | $1,280 | $1,470 |
| 4 bedrooms | $1,700 | $1,530 – $1,870 | $1,446 | $1,620 |
A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $94,900 and the 80% low-income limit for four people is $70,750. ZIP code 30511 lies mainly in Banks County, Stephens County and Habersham County. See the Banks County, GA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 30511?
HUD's FY2027 Small Area Fair Market Rents for 30511 are $1,000 (studio), $1,090 (1 BR), $1,210 (2 BR), $1,560 (3 BR) and $1,700 (4 BR) a month.
What is the Section 8 payment standard in 30511?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30511 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 30511?
The FY2026 income limits of the Banks County, GA area apply: median family income $94,900, low-income (80%) limit $70,750 for a family of four.