FY2027 Small Area FMR · Saint Augustine, FL

ZIP 32084 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32084 (Saint Augustine, FL) is $1,740 a month, up 5.5% from FY2026. That is 3% above the Jacksonville, FL area-wide FMR of $1,694.

2-bedroom SAFMR$1,740per month ▲ 5.5%

Area-wide 2 BR FMR$1,694Jacksonville, FL

Rank in the area31stof 82 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,566

2 BR Small Area FMR$1,740

110% of SAFMR$1,914

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,440▲ 6.7%

1 BR$1,460▲ 6.6%

2 BR$1,740▲ 5.5%

3 BR$2,130▲ 4.9%

4 BR$2,660▲ 4.3%

FY2027 FY2026

Where 32084 sits in the Jacksonville, FL area

Of the 82 ZIP codes HUD lists for the area, 32084 has the 31st highest two-bedroom Small Area FMR. Jacksonville, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,566 and $1,914 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,440	$1,296 – $1,584	$1,401	$1,350
1 bedroom	$1,460	$1,314 – $1,606	$1,421	$1,370
2 bedrooms	$1,740	$1,566 – $1,914	$1,694	$1,650
3 bedrooms	$2,130	$1,917 – $2,343	$2,077	$2,030
4 bedrooms	$2,660	$2,394 – $2,926	$2,594	$2,550

A household renting a two-bedroom home at the Small Area FMR of $1,740 needs about $69,600 a year to keep housing costs at 30% of income. The area median family income is $108,700 and the 80% low-income limit for four people is $86,950. ZIP code 32084 lies mainly in St. Johns County. See the Jacksonville, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
32095	Saint Augustine	7.6 mi	$2,150
32092	Saint Augustine	8.7 mi	$2,540
32080	Saint Augustine	8.9 mi	$1,930
32033	Elkton	9.8 mi	$2,040
32086	Saint Augustine	11.1 mi	$1,790
32082	Ponte Vedra Beach	13.3 mi	$2,190

Questions

What is the Fair Market Rent for ZIP code 32084?

HUD's FY2027 Small Area Fair Market Rents for 32084 are $1,440 (studio), $1,460 (1 BR), $1,740 (2 BR), $2,130 (3 BR) and $2,660 (4 BR) a month.

What is the Section 8 payment standard in 32084?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32084 that range is $1,566 to $1,914 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32084?

The FY2026 income limits of the Jacksonville, FL area apply: median family income $108,700, low-income (80%) limit $86,950 for a family of four.