Income Limits by County

FY2027 Small Area FMR · Florence, AL

ZIP 35633 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35633 (Florence, AL) is $1,070 a month, up 8.1% from FY2026. That is 1% below the Florence-Muscle Shoals, AL area-wide FMR of $1,085.

2-bedroom SAFMR$1,070per month ▲ 8.1%
Area-wide 2 BR FMR$1,085Florence-Muscle Shoals, AL
Rank in the area11thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963
2 BR Small Area FMR$1,070
110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 35633 sits in the Florence-Muscle Shoals, AL area

$920$1,260median $1,070

Of the 22 ZIP codes HUD lists for the area, 35633 has the 11th highest two-bedroom Small Area FMR. Florence-Muscle Shoals, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,085 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$760$690
1 bedroom$820$738 – $902$834$770
2 bedrooms$1,070$963 – $1,177$1,085$990
3 bedrooms$1,330$1,197 – $1,463$1,348$1,230
4 bedrooms$1,410$1,269 – $1,551$1,426$1,400

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $95,900 and the 80% low-income limit for four people is $72,450. ZIP code 35633 lies mainly in Lauderdale County. See the Florence-Muscle Shoals, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
35632Florence5.2 mi$1,130
35630Florence8.5 mi$1,130
35660Sheffield9.9 mi$1,090
35634Florence11.0 mi$1,170
35677Waterloo14.1 mi$1,020
38452Cypress Inn14.2 mi$1,020

Questions

What is the Fair Market Rent for ZIP code 35633?

HUD's FY2027 Small Area Fair Market Rents for 35633 are $750 (studio), $820 (1 BR), $1,070 (2 BR), $1,330 (3 BR) and $1,410 (4 BR) a month.

What is the Section 8 payment standard in 35633?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35633 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35633?

The FY2026 income limits of the Florence-Muscle Shoals, AL area apply: median family income $95,900, low-income (80%) limit $72,450 for a family of four.