FY2027 Small Area FMR · Diamondhead, MS

ZIP 39525 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39525 (Diamondhead, MS) is $1,650 a month, up 4.4% from FY2026. That is 39% above the Gulfport-Biloxi, MS area-wide FMR of $1,185.

2-bedroom SAFMR$1,650per month ▲ 4.4%

Area-wide 2 BR FMR$1,185Gulfport-Biloxi, MS

Rank in the area1stof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,485

2 BR Small Area FMR$1,650

110% of SAFMR$1,815

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,170▲ 7.3%

1 BR$1,370▲ 7.0%

2 BR$1,650▲ 4.4%

3 BR$2,120▲ 3.9%

4 BR$2,400▲ 7.6%

FY2027 FY2026

Where 39525 sits in the Gulfport-Biloxi, MS area

Of the 28 ZIP codes HUD lists for the area, 39525 has the 1st highest two-bedroom Small Area FMR. Gulfport-Biloxi, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,185 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,650 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,170	$1,053 – $1,287	$844	$1,090
1 bedroom	$1,370	$1,233 – $1,507	$982	$1,280
2 bedrooms	$1,650	$1,485 – $1,815	$1,185	$1,580
3 bedrooms	$2,120	$1,908 – $2,332	$1,525	$2,040
4 bedrooms	$2,400	$2,160 – $2,640	$1,723	$2,230

A household renting a two-bedroom home at the Small Area FMR of $1,650 needs about $66,000 a year to keep housing costs at 30% of income. The area median family income is $83,100 and the 80% low-income limit for four people is $66,500. ZIP code 39525 lies mainly in Hancock County. See the Gulfport-Biloxi, MS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39556	Kiln	5.8 mi	$1,160
39571	Pass Christian	6.3 mi	$1,130
39576	Waveland	6.4 mi	$1,030
39529	Stennis Space Center	7.7 mi	$1,130
39520	Bay Saint Louis	10.2 mi	$1,200
39560	Long Beach	11.8 mi	$1,300

Questions

What is the Fair Market Rent for ZIP code 39525?

HUD's FY2027 Small Area Fair Market Rents for 39525 are $1,170 (studio), $1,370 (1 BR), $1,650 (2 BR), $2,120 (3 BR) and $2,400 (4 BR) a month.

What is the Section 8 payment standard in 39525?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39525 that range is $1,485 to $1,815 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39525?

The FY2026 income limits of the Gulfport-Biloxi, MS area apply: median family income $83,100, low-income (80%) limit $66,500 for a family of four.