FY2027 Small Area FMR · Pass Christian, MS

ZIP 39571 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39571 (Pass Christian, MS) is $1,130 a month, up 4.6% from FY2026. That is 5% below the Gulfport-Biloxi, MS area-wide FMR of $1,185.

2-bedroom SAFMR$1,130per month ▲ 4.6%

Area-wide 2 BR FMR$1,185Gulfport-Biloxi, MS

Rank in the area16thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017

2 BR Small Area FMR$1,130

110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 8.1%

1 BR$940▲ 8.0%

2 BR$1,130▲ 4.6%

3 BR$1,450▲ 4.3%

4 BR$1,640▲ 7.2%

FY2027 FY2026

Where 39571 sits in the Gulfport-Biloxi, MS area

Of the 28 ZIP codes HUD lists for the area, 39571 has the 16th highest two-bedroom Small Area FMR. Gulfport-Biloxi, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,185 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$844	$740
1 bedroom	$940	$846 – $1,034	$982	$870
2 bedrooms	$1,130	$1,017 – $1,243	$1,185	$1,080
3 bedrooms	$1,450	$1,305 – $1,595	$1,525	$1,390
4 bedrooms	$1,640	$1,476 – $1,804	$1,723	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $83,100 and the 80% low-income limit for four people is $66,500. ZIP code 39571 lies mainly in Harrison County and Hancock County. See the Gulfport-Biloxi, MS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39525	Diamondhead	6.3 mi	$1,650
39560	Long Beach	6.8 mi	$1,300
39503	Gulfport	8.2 mi	$1,220
39556	Kiln	9.9 mi	$1,160
39501	Gulfport	10.6 mi	$1,060
39576	Waveland	11.1 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 39571?

HUD's FY2027 Small Area Fair Market Rents for 39571 are $800 (studio), $940 (1 BR), $1,130 (2 BR), $1,450 (3 BR) and $1,640 (4 BR) a month.

What is the Section 8 payment standard in 39571?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39571 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39571?

The FY2026 income limits of the Gulfport-Biloxi, MS area apply: median family income $83,100, low-income (80%) limit $66,500 for a family of four.