FY2027 Small Area FMR · Long Beach, MS

ZIP 39560 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39560 (Long Beach, MS) is $1,300 a month, up 2.4% from FY2026. That is 10% above the Gulfport-Biloxi, MS area-wide FMR of $1,185.

2-bedroom SAFMR$1,300per month ▲ 2.4%

Area-wide 2 BR FMR$1,185Gulfport-Biloxi, MS

Rank in the area2ndof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170

2 BR Small Area FMR$1,300

110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$930▲ 5.7%

1 BR$1,080▲ 4.9%

2 BR$1,300▲ 2.4%

3 BR$1,670▲ 1.8%

4 BR$1,890▲ 5.0%

FY2027 FY2026

Where 39560 sits in the Gulfport-Biloxi, MS area

Of the 28 ZIP codes HUD lists for the area, 39560 has the 2nd highest two-bedroom Small Area FMR. Gulfport-Biloxi, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,185 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$930	$837 – $1,023	$844	$880
1 bedroom	$1,080	$972 – $1,188	$982	$1,030
2 bedrooms	$1,300	$1,170 – $1,430	$1,185	$1,270
3 bedrooms	$1,670	$1,503 – $1,837	$1,525	$1,640
4 bedrooms	$1,890	$1,701 – $2,079	$1,723	$1,800

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $83,100 and the 80% low-income limit for four people is $66,500. ZIP code 39560 lies mainly in Harrison County. See the Gulfport-Biloxi, MS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39501	Gulfport	4.2 mi	$1,060
39571	Pass Christian	6.8 mi	$1,130
39503	Gulfport	6.9 mi	$1,220
39507	Gulfport	8.4 mi	$1,230
39525	Diamondhead	11.8 mi	$1,650
39531	Biloxi	12.5 mi	$1,180

Questions

What is the Fair Market Rent for ZIP code 39560?

HUD's FY2027 Small Area Fair Market Rents for 39560 are $930 (studio), $1,080 (1 BR), $1,300 (2 BR), $1,670 (3 BR) and $1,890 (4 BR) a month.

What is the Section 8 payment standard in 39560?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39560 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39560?

The FY2026 income limits of the Gulfport-Biloxi, MS area apply: median family income $83,100, low-income (80%) limit $66,500 for a family of four.