FY2027 Small Area FMR · Gulfport, MS

ZIP 39503 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39503 (Gulfport, MS) is $1,220 a month, up 4.3% from FY2026. That is 3% above the Gulfport-Biloxi, MS area-wide FMR of $1,185.

2-bedroom SAFMR$1,220per month ▲ 4.3%

Area-wide 2 BR FMR$1,185Gulfport-Biloxi, MS

Rank in the area5thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,098

2 BR Small Area FMR$1,220

110% of SAFMR$1,342

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 7.4%

1 BR$1,010▲ 6.3%

2 BR$1,220▲ 4.3%

3 BR$1,570▲ 4.0%

4 BR$1,770▲ 7.3%

FY2027 FY2026

Where 39503 sits in the Gulfport-Biloxi, MS area

Of the 28 ZIP codes HUD lists for the area, 39503 has the 5th highest two-bedroom Small Area FMR. Gulfport-Biloxi, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,185 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,220 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$844	$810
1 bedroom	$1,010	$909 – $1,111	$982	$950
2 bedrooms	$1,220	$1,098 – $1,342	$1,185	$1,170
3 bedrooms	$1,570	$1,413 – $1,727	$1,525	$1,510
4 bedrooms	$1,770	$1,593 – $1,947	$1,723	$1,650

A household renting a two-bedroom home at the Small Area FMR of $1,220 needs about $48,800 a year to keep housing costs at 30% of income. The area median family income is $83,100 and the 80% low-income limit for four people is $66,500. ZIP code 39503 lies mainly in Harrison County. See the Gulfport-Biloxi, MS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39560	Long Beach	6.9 mi	$1,300
39501	Gulfport	7.0 mi	$1,060
39571	Pass Christian	8.2 mi	$1,130
39507	Gulfport	8.7 mi	$1,230
39574	Saucier	10.0 mi	$1,090
39532	Biloxi	11.1 mi	$1,200

Questions

What is the Fair Market Rent for ZIP code 39503?

HUD's FY2027 Small Area Fair Market Rents for 39503 are $870 (studio), $1,010 (1 BR), $1,220 (2 BR), $1,570 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 39503?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39503 that range is $1,098 to $1,342 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39503?

The FY2026 income limits of the Gulfport-Biloxi, MS area apply: median family income $83,100, low-income (80%) limit $66,500 for a family of four.