FY2027 Small Area FMR · Marble City, OK

ZIP 74945 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74945 (Marble City, OK) is $1,030 a month, up 9.6% from FY2026. That is 5% above the Fort Smith, AR-OK area-wide FMR of $979.

2-bedroom SAFMR$1,030per month ▲ 9.6%

Area-wide 2 BR FMR$979Fort Smith, AR-OK

Rank in the area9thof 44 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927

2 BR Small Area FMR$1,030

110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$780▲ 14.7%

1 BR$790▲ 11.3%

2 BR$1,030▲ 9.6%

3 BR$1,370▲ 7.9%

4 BR$1,660▲ 8.5%

FY2027 FY2026

Where 74945 sits in the Fort Smith, AR-OK area

Of the 44 ZIP codes HUD lists for the area, 74945 has the 9th highest two-bedroom Small Area FMR. Fort Smith, AR-OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $979 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$780	$702 – $858	$741	$680
1 bedroom	$790	$711 – $869	$748	$710
2 bedrooms	$1,030	$927 – $1,133	$979	$940
3 bedrooms	$1,370	$1,233 – $1,507	$1,324	$1,270
4 bedrooms	$1,660	$1,494 – $1,826	$1,625	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $76,800 and the 80% low-income limit for four people is $61,450. ZIP code 74945 lies mainly in Sequoyah County. See the Fort Smith, AR-OK metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74427	Cookson	6.9 mi	$920
74931	Bunch	7.9 mi	$1,150
74955	Sallisaw	7.9 mi	$1,000
74962	Vian	8.3 mi	$920
74451	Park Hill	12.8 mi	$1,110
74435	Gore	16.0 mi	$960

Questions

What is the Fair Market Rent for ZIP code 74945?

HUD's FY2027 Small Area Fair Market Rents for 74945 are $780 (studio), $790 (1 BR), $1,030 (2 BR), $1,370 (3 BR) and $1,660 (4 BR) a month.

What is the Section 8 payment standard in 74945?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74945 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74945?

The FY2026 income limits of the Fort Smith, AR-OK area apply: median family income $76,800, low-income (80%) limit $61,450 for a family of four.