FY2027 Small Area FMR · Rusk, TX
ZIP 75785 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75785 (Rusk, TX) is $1,090 a month, up 12.4% from FY2026. That is 3% above the Cherokee County, TX area-wide FMR of $1,062.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 75785 sits in the Cherokee County, TX area
Of the 12 ZIP codes HUD lists for the area, 75785 has the 8th highest two-bedroom Small Area FMR. Cherokee County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,062 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $830 | $747 – $913 | $807 | $740 |
| 1 bedroom | $830 | $747 – $913 | $812 | $750 |
| 2 bedrooms | $1,090 | $981 – $1,199 | $1,062 | $970 |
| 3 bedrooms | $1,390 | $1,251 – $1,529 | $1,351 | $1,350 |
| 4 bedrooms | $1,570 | $1,413 – $1,727 | $1,530 | $1,430 |
A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $72,700 and the 80% low-income limit for four people is $66,950. ZIP code 75785 lies mainly in Cherokee County. See the Cherokee County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 75785?
HUD's FY2027 Small Area Fair Market Rents for 75785 are $830 (studio), $830 (1 BR), $1,090 (2 BR), $1,390 (3 BR) and $1,570 (4 BR) a month.
What is the Section 8 payment standard in 75785?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75785 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 75785?
The FY2026 income limits of the Cherokee County, TX area apply: median family income $72,700, low-income (80%) limit $66,950 for a family of four.