FY2027 Small Area FMR · Fort Collins, CO

ZIP 80521 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 80521 (Fort Collins, CO) is $1,640 a month, up 3.8% from FY2026. That is 7% below the Fort Collins-Loveland, CO area-wide FMR of $1,759.

2-bedroom SAFMR$1,640per month ▲ 3.8%

Area-wide 2 BR FMR$1,759Fort Collins-Loveland, CO

Rank in the area25thof 30 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,476

2 BR Small Area FMR$1,640

110% of SAFMR$1,804

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,450▲ 5.1%

1 BR$1,480▲ 5.7%

2 BR$1,640▲ 3.8%

3 BR$2,220▲ 1.8%

4 BR$2,400▲ 3.4%

FY2027 FY2026

Where 80521 sits in the Fort Collins-Loveland, CO area

Of the 30 ZIP codes HUD lists for the area, 80521 has the 25th highest two-bedroom Small Area FMR. Fort Collins-Loveland, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,759 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,640 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,450	$1,305 – $1,595	$1,551	$1,380
1 bedroom	$1,480	$1,332 – $1,628	$1,589	$1,400
2 bedrooms	$1,640	$1,476 – $1,804	$1,759	$1,580
3 bedrooms	$2,220	$1,998 – $2,442	$2,379	$2,180
4 bedrooms	$2,400	$2,160 – $2,640	$2,576	$2,320

A household renting a two-bedroom home at the Small Area FMR of $1,640 needs about $65,600 a year to keep housing costs at 30% of income. The area median family income is $130,400 and the 80% low-income limit for four people is $104,300. ZIP code 80521 lies mainly in Larimer County. See the Fort Collins-Loveland, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
80526	Fort Collins	5.2 mi	$1,700
80524	Fort Collins	6.3 mi	$1,680
80525	Fort Collins	6.5 mi	$1,940
80528	Fort Collins	9.1 mi	$1,990
80547	Timnath	9.7 mi	$2,070
80535	Laporte	10.1 mi	$1,560

Questions

What is the Fair Market Rent for ZIP code 80521?

HUD's FY2027 Small Area Fair Market Rents for 80521 are $1,450 (studio), $1,480 (1 BR), $1,640 (2 BR), $2,220 (3 BR) and $2,400 (4 BR) a month.

What is the Section 8 payment standard in 80521?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 80521 that range is $1,476 to $1,804 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 80521?

The FY2026 income limits of the Fort Collins-Loveland, CO area apply: median family income $130,400, low-income (80%) limit $104,300 for a family of four.