Income Limits by County

FY2027 Small Area FMR · Fort Collins, CO

ZIP 80524 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 80524 (Fort Collins, CO) is $1,680 a month, up 3.1% from FY2026. That is 4% below the Fort Collins-Loveland, CO area-wide FMR of $1,759.

2-bedroom SAFMR$1,680per month ▲ 3.1%
Area-wide 2 BR FMR$1,759Fort Collins-Loveland, CO
Rank in the area23rdof 30 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,512
2 BR Small Area FMR$1,680
110% of SAFMR$1,848

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 80524 sits in the Fort Collins-Loveland, CO area

$1,560$2,460median $1,760

Of the 30 ZIP codes HUD lists for the area, 80524 has the 23rd highest two-bedroom Small Area FMR. Fort Collins-Loveland, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,759 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,680 for this ZIP code instead.

ZIP code 80524 crosses more than one HUD area. HUD also lists it under Greeley, CO (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,480$1,332 – $1,628$1,551$1,420
1 bedroom$1,510$1,359 – $1,661$1,589$1,440
2 bedrooms$1,680$1,512 – $1,848$1,759$1,630
3 bedrooms$2,280$2,052 – $2,508$2,379$2,250
4 bedrooms$2,480$2,232 – $2,728$2,576$2,400

A household renting a two-bedroom home at the Small Area FMR of $1,680 needs about $67,200 a year to keep housing costs at 30% of income. The area median family income is $130,400 and the 80% low-income limit for four people is $104,300. ZIP code 80524 lies mainly in Larimer County and Weld County. See the Fort Collins-Loveland, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
80521Fort Collins6.3 mi$1,640
80525Fort Collins8.1 mi$1,940
80547Timnath9.0 mi$2,070
80535Laporte10.0 mi$1,560
80528Fort Collins10.3 mi$1,990
80650Pierce10.6 mi$1,500

Questions

What is the Fair Market Rent for ZIP code 80524?

HUD's FY2027 Small Area Fair Market Rents for 80524 are $1,480 (studio), $1,510 (1 BR), $1,680 (2 BR), $2,280 (3 BR) and $2,480 (4 BR) a month.

What is the Section 8 payment standard in 80524?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 80524 that range is $1,512 to $1,848 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 80524?

The FY2026 income limits of the Fort Collins-Loveland, CO area apply: median family income $130,400, low-income (80%) limit $104,300 for a family of four.