FY2027 Small Area FMR · Holbrook, AZ

ZIP 86025 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 86025 (Holbrook, AZ) is $1,180 a month, down 5.6% from FY2026. That is 7% below the Navajo County, AZ area-wide FMR of $1,264.

2-bedroom SAFMR$1,180per month ▼ 5.6%

Area-wide 2 BR FMR$1,264Navajo County, AZ

Rank in the area25thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062

2 BR Small Area FMR$1,180

110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$850▼ 5.6%

1 BR$930▼ 2.1%

2 BR$1,180▼ 5.6%

3 BR$1,460▼ 5.2%

4 BR$1,560▼ 6.0%

FY2027 FY2026

Where 86025 sits in the Navajo County, AZ area

Of the 34 ZIP codes HUD lists for the area, 86025 has the 25th highest two-bedroom Small Area FMR. Navajo County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,264 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$850	$765 – $935	$892	$900
1 bedroom	$930	$837 – $1,023	$966	$950
2 bedrooms	$1,180	$1,062 – $1,298	$1,264	$1,250
3 bedrooms	$1,460	$1,314 – $1,606	$1,567	$1,540
4 bedrooms	$1,560	$1,404 – $1,716	$1,661	$1,660

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $63,000 and the 80% low-income limit for four people is $61,050. ZIP code 86025 lies mainly in Navajo County. See the Navajo County, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
86029	Sun Valley	8.9 mi	$1,180
86032	Joseph City	14.4 mi	$1,280
85942	Woodruff	15.9 mi	$1,260
86028	Petrified Forest Natl Pk	21.6 mi	$1,170
85937	Snowflake	24.8 mi	$1,750
86031	Indian Wells	31.6 mi	$1,450

Questions

What is the Fair Market Rent for ZIP code 86025?

HUD's FY2027 Small Area Fair Market Rents for 86025 are $850 (studio), $930 (1 BR), $1,180 (2 BR), $1,460 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 86025?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 86025 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 86025?

The FY2026 income limits of the Navajo County, AZ area apply: median family income $63,000, low-income (80%) limit $61,050 for a family of four.