FY2027 Small Area FMR · Mount Laguna, CA

ZIP 91948 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 91948 (Mount Laguna, CA) is $2,810 a month, down 4.1% from FY2026. That is 0% equal to the San Diego-Chula Vista-Carlsbad, CA area-wide FMR of $2,823.

2-bedroom SAFMR$2,810per month ▼ 4.1%

Area-wide 2 BR FMR$2,823San Diego-Chula Vista-Carlsb

Rank in the area129thof 178 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,529

2 BR Small Area FMR$2,810

110% of SAFMR$3,091

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,180▼ 2.2%

1 BR$2,320▼ 3.3%

2 BR$2,810▼ 4.1%

3 BR$3,720▼ 4.6%

4 BR$4,500▼ 4.9%

FY2027 FY2026

Where 91948 sits in the San Diego-Chula Vista-Carlsbad, CA area

Of the 178 ZIP codes HUD lists for the area, 91948 has the 129th highest two-bedroom Small Area FMR. San Diego-Chula Vista-Carlsbad, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,529 and $3,091 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,180	$1,962 – $2,398	$2,192	$2,230
1 bedroom	$2,320	$2,088 – $2,552	$2,335	$2,400
2 bedrooms	$2,810	$2,529 – $3,091	$2,823	$2,930
3 bedrooms	$3,720	$3,348 – $4,092	$3,743	$3,900
4 bedrooms	$4,500	$4,050 – $4,950	$4,526	$4,730

A household renting a two-bedroom home at the Small Area FMR of $2,810 needs about $112,400 a year to keep housing costs at 30% of income. The area median family income is $130,900 and the 80% low-income limit for four people is $139,900. ZIP code 91948 lies mainly in San Diego County. See the San Diego-Chula Vista-Carlsbad, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
91931	Guatay	6.5 mi	$3,060
91962	Pine Valley	9.3 mi	$3,290
91916	Descanso	10.1 mi	$2,820
92036	Julian	11.1 mi	$2,230
91906	Campo	14.7 mi	$2,080
91905	Boulevard	15.3 mi	$2,640

Questions

What is the Fair Market Rent for ZIP code 91948?

HUD's FY2027 Small Area Fair Market Rents for 91948 are $2,180 (studio), $2,320 (1 BR), $2,810 (2 BR), $3,720 (3 BR) and $4,500 (4 BR) a month.

What is the Section 8 payment standard in 91948?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 91948 that range is $2,529 to $3,091 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 91948?

The FY2026 income limits of the San Diego-Chula Vista-Carlsbad, CA area apply: median family income $130,900, low-income (80%) limit $139,900 for a family of four.