FY2027 Small Area FMR · Lake Elsinore, CA
ZIP 92530 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92530 (Lake Elsinore, CA) is $2,920 a month, up 11.5% from FY2026. That is 4% below the Santa Ana-Anaheim-Irvine, CA area-wide FMR of $3,057.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 92530 sits in the Santa Ana-Anaheim-Irvine, CA area
Of the 147 ZIP codes HUD lists for the area, 92530 has the 118th highest two-bedroom Small Area FMR. Santa Ana-Anaheim-Irvine, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,057 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,920 for this ZIP code instead.
ZIP code 92530 crosses more than one HUD area. HUD also lists it under Riverside-San Bernardino-Ontario, CA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $2,420 | $2,178 – $2,662 | $2,580 | $2,120 |
| 1 bedroom | $2,480 | $2,232 – $2,728 | $2,610 | $2,210 |
| 2 bedrooms | $2,920 | $2,628 – $3,212 | $3,057 | $2,620 |
| 3 bedrooms | $3,960 | $3,564 – $4,356 | $4,153 | $3,540 |
| 4 bedrooms | $4,730 | $4,257 – $5,203 | $4,964 | $4,230 |
A household renting a two-bedroom home at the Small Area FMR of $2,920 needs about $116,800 a year to keep housing costs at 30% of income. The area median family income is $138,600 and the 80% low-income limit for four people is $148,850. ZIP code 92530 lies mainly in Riverside County and Orange County. See the Santa Ana-Anaheim-Irvine, CA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 92530?
HUD's FY2027 Small Area Fair Market Rents for 92530 are $2,420 (studio), $2,480 (1 BR), $2,920 (2 BR), $3,960 (3 BR) and $4,730 (4 BR) a month.
What is the Section 8 payment standard in 92530?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92530 that range is $2,628 to $3,212 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 92530?
The FY2026 income limits of the Santa Ana-Anaheim-Irvine, CA area apply: median family income $138,600, low-income (80%) limit $148,850 for a family of four.