Income Limits by County

FY2027 Small Area FMR · Wildomar, CA

ZIP 92595 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92595 (Wildomar, CA) is $2,490 a month, down 3.5% from FY2026. That is 18% above the Riverside-San Bernardino-Ontario, CA area-wide FMR of $2,103.

2-bedroom SAFMR$2,490per month ▼ 3.5%
Area-wide 2 BR FMR$2,103Riverside-San Bernardino-Ont
Rank in the area36thof 217 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,241
2 BR Small Area FMR$2,490
110% of SAFMR$2,739

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 92595 sits in the Riverside-San Bernardino-Ontario, CA area

$1,670$3,150median $2,040

Of the 217 ZIP codes HUD lists for the area, 92595 has the 36th highest two-bedroom Small Area FMR. Riverside-San Bernardino-Ontario, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,103 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,490 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,900$1,710 – $2,090$1,605$1,980
1 bedroom$2,020$1,818 – $2,222$1,705$2,080
2 bedrooms$2,490$2,241 – $2,739$2,103$2,580
3 bedrooms$3,280$2,952 – $3,608$2,771$3,410
4 bedrooms$3,950$3,555 – $4,345$3,336$4,120

A household renting a two-bedroom home at the Small Area FMR of $2,490 needs about $99,600 a year to keep housing costs at 30% of income. The area median family income is $106,500 and the 80% low-income limit for four people is $98,400. ZIP code 92595 lies mainly in Riverside County. See the Riverside-San Bernardino-Ontario, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
92587Quail Valley5.3 mi$2,560
92584Menifee5.5 mi$2,760
92532Lake Elsinore5.8 mi$3,080
92562Murrieta6.9 mi$2,630
92563Murrieta6.9 mi$2,940
92530Lake Elsinore7.1 mi$2,920

Questions

What is the Fair Market Rent for ZIP code 92595?

HUD's FY2027 Small Area Fair Market Rents for 92595 are $1,900 (studio), $2,020 (1 BR), $2,490 (2 BR), $3,280 (3 BR) and $3,950 (4 BR) a month.

What is the Section 8 payment standard in 92595?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92595 that range is $2,241 to $2,739 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 92595?

The FY2026 income limits of the Riverside-San Bernardino-Ontario, CA area apply: median family income $106,500, low-income (80%) limit $98,400 for a family of four.