Income Limits by County

FY2027 Small Area FMR · Irvine, CA

ZIP 92618 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92618 (Irvine, CA) is $4,340 a month, down 3.1% from FY2026. That is 42% above the Santa Ana-Anaheim-Irvine, CA area-wide FMR of $3,057.

2-bedroom SAFMR$4,340per month ▼ 3.1%
Area-wide 2 BR FMR$3,057Santa Ana-Anaheim-Irvine, CA
Rank in the area4thof 147 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,906
2 BR Small Area FMR$4,340
110% of SAFMR$4,774

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 92618 sits in the Santa Ana-Anaheim-Irvine, CA area

$2,690$4,590median $3,060

Of the 147 ZIP codes HUD lists for the area, 92618 has the 4th highest two-bedroom Small Area FMR. Santa Ana-Anaheim-Irvine, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,057 for two bedrooms; an agency that opts in to Small Area FMRs would use $4,340 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$3,660$3,294 – $4,026$2,580$3,710
1 bedroom$3,710$3,339 – $4,081$2,610$3,800
2 bedrooms$4,340$3,906 – $4,774$3,057$4,480
3 bedrooms$5,900$5,310 – $6,490$4,153$6,080
4 bedrooms$7,050$6,345 – $7,755$4,964$7,260

A household renting a two-bedroom home at the Small Area FMR of $4,340 needs about $173,600 a year to keep housing costs at 30% of income. The area median family income is $138,600 and the 80% low-income limit for four people is $148,850. ZIP code 92618 lies mainly in Orange County. See the Santa Ana-Anaheim-Irvine, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
92630Lake Forest3.2 mi$3,450
92620Irvine3.3 mi$4,080
92604Irvine3.5 mi$3,610
92610Foothill Ranch3.9 mi$3,790
92637Laguna Woods3.9 mi$2,920
92603Irvine4.3 mi$4,350

Questions

What is the Fair Market Rent for ZIP code 92618?

HUD's FY2027 Small Area Fair Market Rents for 92618 are $3,660 (studio), $3,710 (1 BR), $4,340 (2 BR), $5,900 (3 BR) and $7,050 (4 BR) a month.

What is the Section 8 payment standard in 92618?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92618 that range is $3,906 to $4,774 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 92618?

The FY2026 income limits of the Santa Ana-Anaheim-Irvine, CA area apply: median family income $138,600, low-income (80%) limit $148,850 for a family of four.