Income Limits by County

FY2027 Small Area FMR · San Clemente, CA

ZIP 92674 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92674 (San Clemente, CA) is $3,060 a month, down 5.6% from FY2026. That is 0% equal to the Santa Ana-Anaheim-Irvine, CA area-wide FMR of $3,057.

2-bedroom SAFMR$3,060per month ▼ 5.6%
Area-wide 2 BR FMR$3,057Santa Ana-Anaheim-Irvine, CA
Rank in the area58thof 147 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,754
2 BR Small Area FMR$3,060
110% of SAFMR$3,366

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 92674 sits in the Santa Ana-Anaheim-Irvine, CA area

$2,690$4,590median $3,060

Of the 147 ZIP codes HUD lists for the area, 92674 has the 58th highest two-bedroom Small Area FMR. Santa Ana-Anaheim-Irvine, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,057 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,580$2,322 – $2,838$2,580$2,690
1 bedroom$2,610$2,349 – $2,871$2,610$2,750
2 bedrooms$3,060$2,754 – $3,366$3,057$3,240
3 bedrooms$4,160$3,744 – $4,576$4,153$4,400
4 bedrooms$4,970$4,473 – $5,467$4,964$5,250

A household renting a two-bedroom home at the Small Area FMR of $3,060 needs about $122,400 a year to keep housing costs at 30% of income. The area median family income is $138,600 and the 80% low-income limit for four people is $148,850. ZIP code 92674 lies mainly in Orange County. See the Santa Ana-Anaheim-Irvine, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
92672San Clemente1.4 mi$3,140
92673San Clemente1.8 mi$4,280
92624Capistrano Beach2.5 mi$3,570
92675San Juan Capistrano4.3 mi$3,170
92629Dana Point5.4 mi$3,720
92694Ladera Ranch7.3 mi$4,060

Questions

What is the Fair Market Rent for ZIP code 92674?

HUD's FY2027 Small Area Fair Market Rents for 92674 are $2,580 (studio), $2,610 (1 BR), $3,060 (2 BR), $4,160 (3 BR) and $4,970 (4 BR) a month.

What is the Section 8 payment standard in 92674?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92674 that range is $2,754 to $3,366 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 92674?

The FY2026 income limits of the Santa Ana-Anaheim-Irvine, CA area apply: median family income $138,600, low-income (80%) limit $148,850 for a family of four.