Income Limits by County

FY2027 Small Area FMR · Antioch, CA

ZIP 94531 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94531 (Antioch, CA) is $3,630 a month, down 3.2% from FY2026. That is 29% above the Oakland-Fremont, CA area-wide FMR of $2,805.

2-bedroom SAFMR$3,630per month ▼ 3.2%
Area-wide 2 BR FMR$2,805Oakland-Fremont, CA
Rank in the area6thof 115 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,267
2 BR Small Area FMR$3,630
110% of SAFMR$3,993

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 94531 sits in the Oakland-Fremont, CA area

$2,270$3,830median $2,810

Of the 115 ZIP codes HUD lists for the area, 94531 has the 6th highest two-bedroom Small Area FMR. Oakland-Fremont, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,805 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,630 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,700$2,430 – $2,970$2,088$2,760
1 bedroom$2,960$2,664 – $3,256$2,290$3,070
2 bedrooms$3,630$3,267 – $3,993$2,805$3,750
3 bedrooms$4,650$4,185 – $5,115$3,592$4,800
4 bedrooms$5,500$4,950 – $6,050$4,250$5,680

A household renting a two-bedroom home at the Small Area FMR of $3,630 needs about $145,200 a year to keep housing costs at 30% of income. The area median family income is $162,800 and the 80% low-income limit for four people is $135,750. ZIP code 94531 lies mainly in Contra Costa County. See the Oakland-Fremont, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
94509Antioch2.9 mi$2,630
94561Oakley5.0 mi$2,630
94513Brentwood6.6 mi$3,070
94548Knightsen6.8 mi$2,750
94517Clayton7.3 mi$3,260
94565Pittsburg7.9 mi$2,630

Questions

What is the Fair Market Rent for ZIP code 94531?

HUD's FY2027 Small Area Fair Market Rents for 94531 are $2,700 (studio), $2,960 (1 BR), $3,630 (2 BR), $4,650 (3 BR) and $5,500 (4 BR) a month.

What is the Section 8 payment standard in 94531?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94531 that range is $3,267 to $3,993 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94531?

The FY2026 income limits of the Oakland-Fremont, CA area apply: median family income $162,800, low-income (80%) limit $135,750 for a family of four.