Income Limits by County

FY2027 Small Area FMR · Knightsen, CA

ZIP 94548 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94548 (Knightsen, CA) is $2,750 a month, down 4.5% from FY2026. That is 2% below the Oakland-Fremont, CA area-wide FMR of $2,805.

2-bedroom SAFMR$2,750per month ▼ 4.5%
Area-wide 2 BR FMR$2,805Oakland-Fremont, CA
Rank in the area82ndof 115 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,475
2 BR Small Area FMR$2,750
110% of SAFMR$3,025

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 94548 sits in the Oakland-Fremont, CA area

$2,270$3,830median $2,810

Of the 115 ZIP codes HUD lists for the area, 94548 has the 82nd highest two-bedroom Small Area FMR. Oakland-Fremont, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,805 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,750 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,050$1,845 – $2,255$2,088$2,120
1 bedroom$2,240$2,016 – $2,464$2,290$2,360
2 bedrooms$2,750$2,475 – $3,025$2,805$2,880
3 bedrooms$3,510$3,159 – $3,861$3,592$3,680
4 bedrooms$4,160$3,744 – $4,576$4,250$4,370

A household renting a two-bedroom home at the Small Area FMR of $2,750 needs about $110,000 a year to keep housing costs at 30% of income. The area median family income is $162,800 and the 80% low-income limit for four people is $135,750. ZIP code 94548 lies mainly in Contra Costa County. See the Oakland-Fremont, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
94561Oakley2.5 mi$2,630
94513Brentwood3.7 mi$3,070
94511Bethel Island4.0 mi$2,630
94531Antioch6.8 mi$3,630
94505Discovery Bay7.7 mi$3,480
94509Antioch8.9 mi$2,630

Questions

What is the Fair Market Rent for ZIP code 94548?

HUD's FY2027 Small Area Fair Market Rents for 94548 are $2,050 (studio), $2,240 (1 BR), $2,750 (2 BR), $3,510 (3 BR) and $4,160 (4 BR) a month.

What is the Section 8 payment standard in 94548?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94548 that range is $2,475 to $3,025 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94548?

The FY2026 income limits of the Oakland-Fremont, CA area apply: median family income $162,800, low-income (80%) limit $135,750 for a family of four.