FY2027 Small Area FMR · Stockton, CA

ZIP 95202 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95202 (Stockton, CA) is $1,180 a month, down 9.9% from FY2026. That is 41% below the Stockton-Lodi, CA area-wide FMR of $2,015.

2-bedroom SAFMR$1,180per month ▼ 9.9%

Area-wide 2 BR FMR$2,015Stockton-Lodi, CA

Rank in the area47thof 47 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062

2 BR Small Area FMR$1,180

110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▼ 3.3%

1 BR$940▼ 7.8%

2 BR$1,180▼ 9.9%

3 BR$1,660▼ 9.8%

4 BR$2,000▼ 9.9%

FY2027 FY2026

Where 95202 sits in the Stockton-Lodi, CA area

Of the 47 ZIP codes HUD lists for the area, 95202 has the 47th highest two-bedroom Small Area FMR. Stockton-Lodi, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,015 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$1,525	$910
1 bedroom	$940	$846 – $1,034	$1,628	$1,020
2 bedrooms	$1,180	$1,062 – $1,298	$2,015	$1,310
3 bedrooms	$1,660	$1,494 – $1,826	$2,790	$1,840
4 bedrooms	$2,000	$1,800 – $2,200	$3,368	$2,220

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $108,100 and the 80% low-income limit for four people is $86,500. ZIP code 95202 lies mainly in San Joaquin County. See the Stockton-Lodi, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95205	Stockton	1.6 mi	$1,660
95211	Stockton	1.9 mi	$1,790
95204	Stockton	1.9 mi	$1,670
95203	Stockton	2.3 mi	$1,520
95207	Stockton	3.5 mi	$2,030
95210	Stockton	4.9 mi	$1,770

Questions

What is the Fair Market Rent for ZIP code 95202?

HUD's FY2027 Small Area Fair Market Rents for 95202 are $880 (studio), $940 (1 BR), $1,180 (2 BR), $1,660 (3 BR) and $2,000 (4 BR) a month.

What is the Section 8 payment standard in 95202?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95202 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95202?

The FY2026 income limits of the Stockton-Lodi, CA area apply: median family income $108,100, low-income (80%) limit $86,500 for a family of four.