FY2027 Small Area FMR · Stockton, CA

ZIP 95210 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95210 (Stockton, CA) is $1,770 a month, up 14.2% from FY2026. That is 12% below the Stockton-Lodi, CA area-wide FMR of $2,015.

2-bedroom SAFMR$1,770per month ▲ 14.2%

Area-wide 2 BR FMR$2,015Stockton-Lodi, CA

Rank in the area34thof 47 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,593

2 BR Small Area FMR$1,770

110% of SAFMR$1,947

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,340▲ 16.5%

1 BR$1,430▲ 15.3%

2 BR$1,770▲ 14.2%

3 BR$2,450▲ 13.4%

4 BR$2,960▲ 13.8%

FY2027 FY2026

Where 95210 sits in the Stockton-Lodi, CA area

Of the 47 ZIP codes HUD lists for the area, 95210 has the 34th highest two-bedroom Small Area FMR. Stockton-Lodi, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,015 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,770 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,340	$1,206 – $1,474	$1,525	$1,150
1 bedroom	$1,430	$1,287 – $1,573	$1,628	$1,240
2 bedrooms	$1,770	$1,593 – $1,947	$2,015	$1,550
3 bedrooms	$2,450	$2,205 – $2,695	$2,790	$2,160
4 bedrooms	$2,960	$2,664 – $3,256	$3,368	$2,600

A household renting a two-bedroom home at the Small Area FMR of $1,770 needs about $70,800 a year to keep housing costs at 30% of income. The area median family income is $108,100 and the 80% low-income limit for four people is $86,500. ZIP code 95210 lies mainly in San Joaquin County. See the Stockton-Lodi, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95207	Stockton	2.4 mi	$2,030
95209	Stockton	3.2 mi	$2,150
95211	Stockton	3.6 mi	$1,790
95212	Stockton	3.8 mi	$2,810
95204	Stockton	4.1 mi	$1,670
95202	Stockton	4.9 mi	$1,180

Questions

What is the Fair Market Rent for ZIP code 95210?

HUD's FY2027 Small Area Fair Market Rents for 95210 are $1,340 (studio), $1,430 (1 BR), $1,770 (2 BR), $2,450 (3 BR) and $2,960 (4 BR) a month.

What is the Section 8 payment standard in 95210?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95210 that range is $1,593 to $1,947 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95210?

The FY2026 income limits of the Stockton-Lodi, CA area apply: median family income $108,100, low-income (80%) limit $86,500 for a family of four.