FY2027 Small Area FMR · Stockton, CA

ZIP 95211 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95211 (Stockton, CA) is $1,790 a month, up 11.2% from FY2026. That is 11% below the Stockton-Lodi, CA area-wide FMR of $2,015.

2-bedroom SAFMR$1,790per month ▲ 11.2%

Area-wide 2 BR FMR$2,015Stockton-Lodi, CA

Rank in the area31stof 47 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,611

2 BR Small Area FMR$1,790

110% of SAFMR$1,969

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,360▲ 14.3%

1 BR$1,450▲ 12.4%

2 BR$1,790▲ 11.2%

3 BR$2,480▲ 10.7%

4 BR$3,000▲ 11.1%

FY2027 FY2026

Where 95211 sits in the Stockton-Lodi, CA area

Of the 47 ZIP codes HUD lists for the area, 95211 has the 31st highest two-bedroom Small Area FMR. Stockton-Lodi, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,015 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,790 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,360	$1,224 – $1,496	$1,525	$1,190
1 bedroom	$1,450	$1,305 – $1,595	$1,628	$1,290
2 bedrooms	$1,790	$1,611 – $1,969	$2,015	$1,610
3 bedrooms	$2,480	$2,232 – $2,728	$2,790	$2,240
4 bedrooms	$3,000	$2,700 – $3,300	$3,368	$2,700

A household renting a two-bedroom home at the Small Area FMR of $1,790 needs about $71,600 a year to keep housing costs at 30% of income. The area median family income is $108,100 and the 80% low-income limit for four people is $86,500. ZIP code 95211 lies mainly in San Joaquin County. See the Stockton-Lodi, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95204	Stockton	0.5 mi	$1,670
95207	Stockton	1.7 mi	$2,030
95202	Stockton	1.9 mi	$1,180
95203	Stockton	2.2 mi	$1,520
95205	Stockton	3.1 mi	$1,660
95210	Stockton	3.6 mi	$1,770

Questions

What is the Fair Market Rent for ZIP code 95211?

HUD's FY2027 Small Area Fair Market Rents for 95211 are $1,360 (studio), $1,450 (1 BR), $1,790 (2 BR), $2,480 (3 BR) and $3,000 (4 BR) a month.

What is the Section 8 payment standard in 95211?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95211 that range is $1,611 to $1,969 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95211?

The FY2026 income limits of the Stockton-Lodi, CA area apply: median family income $108,100, low-income (80%) limit $86,500 for a family of four.