FY2027 Small Area FMR · Stockton, CA

ZIP 95215 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95215 (Stockton, CA) is $1,600 a month, up 15.9% from FY2026. That is 21% below the Stockton-Lodi, CA area-wide FMR of $2,015.

2-bedroom SAFMR$1,600per month ▲ 15.9%

Area-wide 2 BR FMR$2,015Stockton-Lodi, CA

Rank in the area40thof 47 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,440

2 BR Small Area FMR$1,600

110% of SAFMR$1,760

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,210▲ 18.6%

1 BR$1,290▲ 17.3%

2 BR$1,600▲ 15.9%

3 BR$2,220▲ 15.6%

4 BR$2,670▲ 15.1%

FY2027 FY2026

Where 95215 sits in the Stockton-Lodi, CA area

Of the 47 ZIP codes HUD lists for the area, 95215 has the 40th highest two-bedroom Small Area FMR. Stockton-Lodi, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,015 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,600 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,210	$1,089 – $1,331	$1,525	$1,020
1 bedroom	$1,290	$1,161 – $1,419	$1,628	$1,100
2 bedrooms	$1,600	$1,440 – $1,760	$2,015	$1,380
3 bedrooms	$2,220	$1,998 – $2,442	$2,790	$1,920
4 bedrooms	$2,670	$2,403 – $2,937	$3,368	$2,320

A household renting a two-bedroom home at the Small Area FMR of $1,600 needs about $64,000 a year to keep housing costs at 30% of income. The area median family income is $108,100 and the 80% low-income limit for four people is $86,500. ZIP code 95215 lies mainly in San Joaquin County. See the Stockton-Lodi, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95205	Stockton	5.7 mi	$1,660
95202	Stockton	7.2 mi	$1,180
95212	Stockton	8.1 mi	$2,810
95336	Manteca	8.6 mi	$2,160
95211	Stockton	8.8 mi	$1,790
95231	French Camp	8.9 mi	$2,330

Questions

What is the Fair Market Rent for ZIP code 95215?

HUD's FY2027 Small Area Fair Market Rents for 95215 are $1,210 (studio), $1,290 (1 BR), $1,600 (2 BR), $2,220 (3 BR) and $2,670 (4 BR) a month.

What is the Section 8 payment standard in 95215?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95215 that range is $1,440 to $1,760 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95215?

The FY2026 income limits of the Stockton-Lodi, CA area apply: median family income $108,100, low-income (80%) limit $86,500 for a family of four.