Income Limits by County

FY2027 Small Area FMR · Kalaupapa, HI

ZIP 96742 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96742 (Kalaupapa, HI) is $2,330 a month, down 6.4% from FY2026. That is 0% equal to the Kalawao County, HI area-wide FMR of $2,326.

2-bedroom SAFMR$2,330per month ▼ 6.4%
Area-wide 2 BR FMR$2,326Kalawao County, HI
Rank in the area1stof 1 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,097
2 BR Small Area FMR$2,330
110% of SAFMR$2,563

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 96742 sits in the Kalawao County, HI area

Of the 1 ZIP codes HUD lists for the area, 96742 has the 1st highest two-bedroom Small Area FMR. Kalawao County, HI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,326 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,330 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,630$1,467 – $1,793$1,621$1,800
1 bedroom$1,780$1,602 – $1,958$1,778$1,900
2 bedrooms$2,330$2,097 – $2,563$2,326$2,490
3 bedrooms$2,940$2,646 – $3,234$2,932$3,220
4 bedrooms$3,640$3,276 – $4,004$3,630$4,020

A household renting a two-bedroom home at the Small Area FMR of $2,330 needs about $93,200 a year to keep housing costs at 30% of income. The area median family income is $121,400 and the 80% low-income limit for four people is $97,500. ZIP code 96742 lies mainly in Kalawao County. See the Kalawao County, HI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
96757Kualapuu1.7 mi$2,370
96748Kaunakakai9.0 mi$2,370
96729Hoolehua9.7 mi$2,370
96770Maunaloa16.4 mi$2,660
96763Lanai City23.6 mi$2,370
96761Lahaina29.8 mi$2,980

Questions

What is the Fair Market Rent for ZIP code 96742?

HUD's FY2027 Small Area Fair Market Rents for 96742 are $1,630 (studio), $1,780 (1 BR), $2,330 (2 BR), $2,940 (3 BR) and $3,640 (4 BR) a month.

What is the Section 8 payment standard in 96742?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96742 that range is $2,097 to $2,563 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 96742?

The FY2026 income limits of the Kalawao County, HI area apply: median family income $121,400, low-income (80%) limit $97,500 for a family of four.