FY2027 Small Area FMR · Kaunakakai, HI
ZIP 96748 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96748 (Kaunakakai, HI) is $2,370 a month, up 12.3% from FY2026. That is 11% below the Kahului-Wailuku-Lahaina, HI area-wide FMR of $2,656.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 96748 sits in the Kahului-Wailuku-Lahaina, HI area
Of the 18 ZIP codes HUD lists for the area, 96748 has the 14th highest two-bedroom Small Area FMR. Kahului-Wailuku-Lahaina, HI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,656 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,370 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,710 | $1,539 – $1,881 | $1,850 | $1,580 |
| 1 bedroom | $1,800 | $1,620 – $1,980 | $2,030 | $1,610 |
| 2 bedrooms | $2,370 | $2,133 – $2,607 | $2,656 | $2,110 |
| 3 bedrooms | $3,060 | $2,754 – $3,366 | $3,351 | $2,800 |
| 4 bedrooms | $3,820 | $3,438 – $4,202 | $4,143 | $3,400 |
A household renting a two-bedroom home at the Small Area FMR of $2,370 needs about $94,800 a year to keep housing costs at 30% of income. The area median family income is $121,400 and the 80% low-income limit for four people is $118,450. ZIP code 96748 lies mainly in Maui County. See the Kahului-Wailuku-Lahaina, HI county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 96748?
HUD's FY2027 Small Area Fair Market Rents for 96748 are $1,710 (studio), $1,800 (1 BR), $2,370 (2 BR), $3,060 (3 BR) and $3,820 (4 BR) a month.
What is the Section 8 payment standard in 96748?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96748 that range is $2,133 to $2,607 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 96748?
The FY2026 income limits of the Kahului-Wailuku-Lahaina, HI area apply: median family income $121,400, low-income (80%) limit $118,450 for a family of four.