Income Limits by County

FY2027 Small Area FMR · Kualapuu, HI

ZIP 96757 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96757 (Kualapuu, HI) is $2,370 a month, up 11.8% from FY2026. That is 11% below the Kahului-Wailuku-Lahaina, HI area-wide FMR of $2,656.

2-bedroom SAFMR$2,370per month ▲ 11.8%
Area-wide 2 BR FMR$2,656Kahului-Wailuku-Lahaina, HI
Rank in the area14thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,133
2 BR Small Area FMR$2,370
110% of SAFMR$2,607

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 96757 sits in the Kahului-Wailuku-Lahaina, HI area

$2,370$3,360median $2,660

Of the 18 ZIP codes HUD lists for the area, 96757 has the 14th highest two-bedroom Small Area FMR. Kahului-Wailuku-Lahaina, HI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,656 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,370 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,710$1,539 – $1,881$1,850$1,580
1 bedroom$1,800$1,620 – $1,980$2,030$1,620
2 bedrooms$2,370$2,133 – $2,607$2,656$2,120
3 bedrooms$3,060$2,754 – $3,366$3,351$2,800
4 bedrooms$3,820$3,438 – $4,202$4,143$3,420

A household renting a two-bedroom home at the Small Area FMR of $2,370 needs about $94,800 a year to keep housing costs at 30% of income. The area median family income is $121,400 and the 80% low-income limit for four people is $118,450. ZIP code 96757 lies mainly in Maui County. See the Kahului-Wailuku-Lahaina, HI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
96742Kalaupapa1.7 mi$2,330
96729Hoolehua9.1 mi$2,370
96748Kaunakakai9.3 mi$2,370
96770Maunaloa15.5 mi$2,660
96763Lanai City22.2 mi$2,370
96761Lahaina29.4 mi$2,980

Questions

What is the Fair Market Rent for ZIP code 96757?

HUD's FY2027 Small Area Fair Market Rents for 96757 are $1,710 (studio), $1,800 (1 BR), $2,370 (2 BR), $3,060 (3 BR) and $3,820 (4 BR) a month.

What is the Section 8 payment standard in 96757?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96757 that range is $2,133 to $2,607 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 96757?

The FY2026 income limits of the Kahului-Wailuku-Lahaina, HI area apply: median family income $121,400, low-income (80%) limit $118,450 for a family of four.