FY2027 Small Area FMR · Shady Cove, OR

ZIP 97539 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97539 (Shady Cove, OR) is $1,390 a month, down 9.2% from FY2026. That is 10% below the Medford, OR area-wide FMR of $1,539.

2-bedroom SAFMR$1,390per month ▼ 9.2%

Area-wide 2 BR FMR$1,539Medford, OR

Rank in the area13thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,251

2 BR Small Area FMR$1,390

110% of SAFMR$1,529

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$970▼ 7.6%

1 BR$1,120▼ 8.9%

2 BR$1,390▼ 9.2%

3 BR$1,920▼ 9.9%

4 BR$2,300▼ 8.4%

FY2027 FY2026

Where 97539 sits in the Medford, OR area

Of the 18 ZIP codes HUD lists for the area, 97539 has the 13th highest two-bedroom Small Area FMR. Medford, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,539 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,390 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$970	$873 – $1,067	$1,076	$1,050
1 bedroom	$1,120	$1,008 – $1,232	$1,243	$1,230
2 bedrooms	$1,390	$1,251 – $1,529	$1,539	$1,530
3 bedrooms	$1,920	$1,728 – $2,112	$2,131	$2,130
4 bedrooms	$2,300	$2,070 – $2,530	$2,543	$2,510

A household renting a two-bedroom home at the Small Area FMR of $1,390 needs about $55,600 a year to keep housing costs at 30% of income. The area median family income is $98,100 and the 80% low-income limit for four people is $78,500. ZIP code 97539 lies mainly in Jackson County. See the Medford, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
97503	White City	7.3 mi	$1,500
97524	Eagle Point	10.3 mi	$1,450
97522	Butte Falls	13.0 mi	$1,380
97541	Trail	13.9 mi	$1,380
97502	Central Point	14.1 mi	$1,570
97525	Gold Hill	16.5 mi	$1,410

Questions

What is the Fair Market Rent for ZIP code 97539?

HUD's FY2027 Small Area Fair Market Rents for 97539 are $970 (studio), $1,120 (1 BR), $1,390 (2 BR), $1,920 (3 BR) and $2,300 (4 BR) a month.

What is the Section 8 payment standard in 97539?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97539 that range is $1,251 to $1,529 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97539?

The FY2026 income limits of the Medford, OR area apply: median family income $98,100, low-income (80%) limit $78,500 for a family of four.