Income Limits by County

FY2027 Small Area FMR · Fort Rock, OR

ZIP 97735 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97735 (Fort Rock, OR) is $1,040 a month, down 8.0% from FY2026. That is 2% below the Lake County, OR area-wide FMR of $1,062.

2-bedroom SAFMR$1,040per month ▼ 8.0%
Area-wide 2 BR FMR$1,062Lake County, OR
Rank in the area6thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936
2 BR Small Area FMR$1,040
110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 97735 sits in the Lake County, OR area

$1,040$1,380median $1,050

Of the 10 ZIP codes HUD lists for the area, 97735 has the 6th highest two-bedroom Small Area FMR. Lake County, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,062 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$720$648 – $792$740$780
1 bedroom$850$765 – $935$887$910
2 bedrooms$1,040$936 – $1,144$1,062$1,130
3 bedrooms$1,440$1,296 – $1,584$1,471$1,570
4 bedrooms$1,740$1,566 – $1,914$1,775$1,900

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $85,700 and the 80% low-income limit for four people is $68,550. ZIP code 97735 lies mainly in Lake County. See the Lake County, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
97638Silver Lake19.2 mi$1,060
97641Christmas Valley23.3 mi$1,040
97739La Pine33.2 mi$1,610
97712Brothers35.2 mi$1,610
97707Bend40.3 mi$2,350
97640Summer Lake41.1 mi$1,350

Questions

What is the Fair Market Rent for ZIP code 97735?

HUD's FY2027 Small Area Fair Market Rents for 97735 are $720 (studio), $850 (1 BR), $1,040 (2 BR), $1,440 (3 BR) and $1,740 (4 BR) a month.

What is the Section 8 payment standard in 97735?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97735 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97735?

The FY2026 income limits of the Lake County, OR area apply: median family income $85,700, low-income (80%) limit $68,550 for a family of four.