FY2027 Small Area FMR · New Hartford, NY
ZIP 13413 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13413 (New Hartford, NY) is $1,440 a month, unchanged from FY2026. That is 19% above the Utica-Rome, NY area-wide FMR of $1,210.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 13413 sits in the Utica-Rome, NY area
Of the 84 ZIP codes HUD lists for the area, 13413 has the 4th highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,440 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,020 | $918 – $1,122 | $857 | $1,100 |
| 1 bedroom | $1,130 | $1,017 – $1,243 | $946 | $1,140 |
| 2 bedrooms | $1,440 | $1,296 – $1,584 | $1,210 | $1,440 |
| 3 bedrooms | $1,720 | $1,548 – $1,892 | $1,442 | $1,730 |
| 4 bedrooms | $1,950 | $1,755 – $2,145 | $1,636 | $1,990 |
A household renting a two-bedroom home at the Small Area FMR of $1,440 needs about $57,600 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13413 lies mainly in Oneida County and Herkimer County. See the Utica-Rome, NY metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 13413?
HUD's FY2027 Small Area Fair Market Rents for 13413 are $1,020 (studio), $1,130 (1 BR), $1,440 (2 BR), $1,720 (3 BR) and $1,950 (4 BR) a month.
What is the Section 8 payment standard in 13413?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13413 that range is $1,296 to $1,584 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 13413?
The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.