FY2027 Small Area FMR · Marcy, NY

ZIP 13403 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13403 (Marcy, NY) is $1,610 a month, up 11.0% from FY2026. That is 33% above the Utica-Rome, NY area-wide FMR of $1,210.

2-bedroom SAFMR$1,610per month ▲ 11.0%

Area-wide 2 BR FMR$1,210Utica-Rome, NY

Rank in the area1stof 84 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,449

2 BR Small Area FMR$1,610

110% of SAFMR$1,771

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,140▲ 2.7%

1 BR$1,260▲ 9.6%

2 BR$1,610▲ 11.0%

3 BR$1,920▲ 10.3%

4 BR$2,180▲ 8.5%

FY2027 FY2026

Where 13403 sits in the Utica-Rome, NY area

Of the 84 ZIP codes HUD lists for the area, 13403 has the 1st highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,140	$1,026 – $1,254	$857	$1,110
1 bedroom	$1,260	$1,134 – $1,386	$946	$1,150
2 bedrooms	$1,610	$1,449 – $1,771	$1,210	$1,450
3 bedrooms	$1,920	$1,728 – $2,112	$1,442	$1,740
4 bedrooms	$2,180	$1,962 – $2,398	$1,636	$2,010

A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13403 lies mainly in Oneida County. See the Utica-Rome, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13495	Yorkville	3.7 mi	$1,250
13469	Stittville	3.9 mi	$1,450
13417	New York Mills	4.6 mi	$1,110
13492	Whitesboro	4.9 mi	$1,240
13424	Oriskany	5.0 mi	$1,080
13502	Utica	5.9 mi	$1,300

Questions

What is the Fair Market Rent for ZIP code 13403?

HUD's FY2027 Small Area Fair Market Rents for 13403 are $1,140 (studio), $1,260 (1 BR), $1,610 (2 BR), $1,920 (3 BR) and $2,180 (4 BR) a month.

What is the Section 8 payment standard in 13403?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13403 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13403?

The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.