FY2027 Small Area FMR · East Moriches, NY

ZIP 11940 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11940 (East Moriches, NY) is $2,700 a month, down 2.5% from FY2026. That is 0% equal to the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$2,700per month ▼ 2.5%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area116thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,430

2 BR Small Area FMR$2,700

110% of SAFMR$2,970

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,970▼ 2.0%

1 BR$2,290▼ 4.6%

2 BR$2,700▼ 2.5%

3 BR$3,470▼ 3.3%

4 BR$3,690▼ 2.9%

FY2027 FY2026

Where 11940 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11940 has the 116th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,700 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,970	$1,773 – $2,167	$1,964	$2,010
1 bedroom	$2,290	$2,061 – $2,519	$2,285	$2,400
2 bedrooms	$2,700	$2,430 – $2,970	$2,689	$2,770
3 bedrooms	$3,470	$3,123 – $3,817	$3,458	$3,590
4 bedrooms	$3,690	$3,321 – $4,059	$3,671	$3,800

A household renting a two-bedroom home at the Small Area FMR of $2,700 needs about $108,000 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11940 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11941	Eastport	1.6 mi	$2,650
11960	Remsenburg	2.4 mi	$2,670
11934	Center Moriches	2.4 mi	$2,500
11972	Speonk	3.5 mi	$2,670
11955	Moriches	3.8 mi	$2,720
11977	Westhampton	3.9 mi	$2,730

Questions

What is the Fair Market Rent for ZIP code 11940?

HUD's FY2027 Small Area Fair Market Rents for 11940 are $1,970 (studio), $2,290 (1 BR), $2,700 (2 BR), $3,470 (3 BR) and $3,690 (4 BR) a month.

What is the Section 8 payment standard in 11940?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11940 that range is $2,430 to $2,970 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11940?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.