FY2027 Small Area FMR · Westhampton, NY

ZIP 11977 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11977 (Westhampton, NY) is $2,730 a month, up 1.5% from FY2026. That is 2% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$2,730per month ▲ 1.5%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area100thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,457

2 BR Small Area FMR$2,730

110% of SAFMR$3,003

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,990▲ 2.1%

1 BR$2,320▼ 0.4%

2 BR$2,730▲ 1.5%

3 BR$3,510▲ 0.6%

4 BR$3,730▲ 1.1%

FY2027 FY2026

Where 11977 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11977 has the 100th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,730 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,990	$1,791 – $2,189	$1,964	$1,950
1 bedroom	$2,320	$2,088 – $2,552	$2,285	$2,330
2 bedrooms	$2,730	$2,457 – $3,003	$2,689	$2,690
3 bedrooms	$3,510	$3,159 – $3,861	$3,458	$3,490
4 bedrooms	$3,730	$3,357 – $4,103	$3,671	$3,690

A household renting a two-bedroom home at the Small Area FMR of $2,730 needs about $109,200 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11977 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11978	Westhampton Beach	1.6 mi	$2,590
11972	Speonk	1.8 mi	$2,670
11960	Remsenburg	1.9 mi	$2,670
11941	Eastport	2.6 mi	$2,650
11940	East Moriches	3.9 mi	$2,700
11959	Quogue	4.1 mi	$3,800

Questions

What is the Fair Market Rent for ZIP code 11977?

HUD's FY2027 Small Area Fair Market Rents for 11977 are $1,990 (studio), $2,320 (1 BR), $2,730 (2 BR), $3,510 (3 BR) and $3,730 (4 BR) a month.

What is the Section 8 payment standard in 11977?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11977 that range is $2,457 to $3,003 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11977?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.