FY2027 Small Area FMR · Clark Mills, NY

ZIP 13321 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13321 (Clark Mills, NY) is $1,340 a month, up 0.8% from FY2026. That is 11% above the Utica-Rome, NY area-wide FMR of $1,210.

2-bedroom SAFMR$1,340per month ▲ 0.8%

Area-wide 2 BR FMR$1,210Utica-Rome, NY

Rank in the area11thof 84 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,206

2 BR Small Area FMR$1,340

110% of SAFMR$1,474

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$950▼ 6.9%

1 BR$1,050■ 0.0%

2 BR$1,340▲ 0.8%

3 BR$1,600▲ 0.6%

4 BR$1,810▼ 1.6%

FY2027 FY2026

Where 13321 sits in the Utica-Rome, NY area

Of the 84 ZIP codes HUD lists for the area, 13321 has the 11th highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,340 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$950	$855 – $1,045	$857	$1,020
1 bedroom	$1,050	$945 – $1,155	$946	$1,050
2 bedrooms	$1,340	$1,206 – $1,474	$1,210	$1,330
3 bedrooms	$1,600	$1,440 – $1,760	$1,442	$1,590
4 bedrooms	$1,810	$1,629 – $1,991	$1,636	$1,840

A household renting a two-bedroom home at the Small Area FMR of $1,340 needs about $53,600 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13321 lies mainly in Oneida County. See the Utica-Rome, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13492	Whitesboro	2.5 mi	$1,240
13490	Westmoreland	3.1 mi	$1,240
13323	Clinton	3.4 mi	$1,440
13417	New York Mills	4.0 mi	$1,110
13424	Oriskany	4.4 mi	$1,080
13495	Yorkville	5.0 mi	$1,250

Questions

What is the Fair Market Rent for ZIP code 13321?

HUD's FY2027 Small Area Fair Market Rents for 13321 are $950 (studio), $1,050 (1 BR), $1,340 (2 BR), $1,600 (3 BR) and $1,810 (4 BR) a month.

What is the Section 8 payment standard in 13321?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13321 that range is $1,206 to $1,474 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13321?

The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.