Income Limits by County

FY2027 Small Area FMR · Yorkville, NY

ZIP 13495 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13495 (Yorkville, NY) is $1,250 a month, up 3.3% from FY2026. That is 3% above the Utica-Rome, NY area-wide FMR of $1,210.

2-bedroom SAFMR$1,250per month ▲ 3.3%
Area-wide 2 BR FMR$1,210Utica-Rome, NY
Rank in the area27thof 84 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,125
2 BR Small Area FMR$1,250
110% of SAFMR$1,375

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13495 sits in the Utica-Rome, NY area

$1,060$1,610median $1,220

Of the 84 ZIP codes HUD lists for the area, 13495 has the 27th highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,250 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$890$801 – $979$857$930
1 bedroom$980$882 – $1,078$946$960
2 bedrooms$1,250$1,125 – $1,375$1,210$1,210
3 bedrooms$1,490$1,341 – $1,639$1,442$1,450
4 bedrooms$1,690$1,521 – $1,859$1,636$1,680

A household renting a two-bedroom home at the Small Area FMR of $1,250 needs about $50,000 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13495 lies mainly in Oneida County. See the Utica-Rome, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13417New York Mills1.1 mi$1,110
13492Whitesboro3.0 mi$1,240
13501Utica3.3 mi$1,170
13413New Hartford3.5 mi$1,440
13403Marcy3.7 mi$1,610
13321Clark Mills5.0 mi$1,340

Questions

What is the Fair Market Rent for ZIP code 13495?

HUD's FY2027 Small Area Fair Market Rents for 13495 are $890 (studio), $980 (1 BR), $1,250 (2 BR), $1,490 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 13495?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13495 that range is $1,125 to $1,375 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13495?

The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.