Income Limits by County

FY2027 Small Area FMR · New York Mills, NY

ZIP 13417 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13417 (New York Mills, NY) is $1,110 a month, up 1.8% from FY2026. That is 8% below the Utica-Rome, NY area-wide FMR of $1,210.

2-bedroom SAFMR$1,110per month ▲ 1.8%
Area-wide 2 BR FMR$1,210Utica-Rome, NY
Rank in the area55thof 84 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$999
2 BR Small Area FMR$1,110
110% of SAFMR$1,221

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13417 sits in the Utica-Rome, NY area

$1,060$1,610median $1,220

Of the 84 ZIP codes HUD lists for the area, 13417 has the 55th highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,110 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$810$729 – $891$857$840
1 bedroom$870$783 – $957$946$860
2 bedrooms$1,110$999 – $1,221$1,210$1,090
3 bedrooms$1,320$1,188 – $1,452$1,442$1,310
4 bedrooms$1,500$1,350 – $1,650$1,636$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,110 needs about $44,400 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13417 lies mainly in Oneida County. See the Utica-Rome, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13495Yorkville1.1 mi$1,250
13492Whitesboro2.4 mi$1,240
13413New Hartford2.9 mi$1,440
13501Utica3.7 mi$1,170
13321Clark Mills4.0 mi$1,340
13403Marcy4.6 mi$1,610

Questions

What is the Fair Market Rent for ZIP code 13417?

HUD's FY2027 Small Area Fair Market Rents for 13417 are $810 (studio), $870 (1 BR), $1,110 (2 BR), $1,320 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 13417?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13417 that range is $999 to $1,221 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13417?

The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.