FY2027 Small Area FMR · Gulfport, MS

ZIP 39501 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39501 (Gulfport, MS) is $1,060 a month, down 1.9% from FY2026. That is 11% below the Gulfport-Biloxi, MS area-wide FMR of $1,185.

2-bedroom SAFMR$1,060per month ▼ 1.9%

Area-wide 2 BR FMR$1,185Gulfport-Biloxi, MS

Rank in the area21stof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▲ 1.4%

1 BR$880▲ 1.1%

2 BR$1,060▼ 1.9%

3 BR$1,360▼ 2.2%

4 BR$1,540▲ 0.7%

FY2027 FY2026

Where 39501 sits in the Gulfport-Biloxi, MS area

Of the 28 ZIP codes HUD lists for the area, 39501 has the 21st highest two-bedroom Small Area FMR. Gulfport-Biloxi, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,185 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$844	$740
1 bedroom	$880	$792 – $968	$982	$870
2 bedrooms	$1,060	$954 – $1,166	$1,185	$1,080
3 bedrooms	$1,360	$1,224 – $1,496	$1,525	$1,390
4 bedrooms	$1,540	$1,386 – $1,694	$1,723	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $83,100 and the 80% low-income limit for four people is $66,500. ZIP code 39501 lies mainly in Harrison County. See the Gulfport-Biloxi, MS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39560	Long Beach	4.2 mi	$1,300
39507	Gulfport	4.2 mi	$1,230
39503	Gulfport	7.0 mi	$1,220
39531	Biloxi	8.2 mi	$1,180
39571	Pass Christian	10.6 mi	$1,130
39534	Biloxi	10.7 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 39501?

HUD's FY2027 Small Area Fair Market Rents for 39501 are $750 (studio), $880 (1 BR), $1,060 (2 BR), $1,360 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 39501?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39501 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39501?

The FY2026 income limits of the Gulfport-Biloxi, MS area apply: median family income $83,100, low-income (80%) limit $66,500 for a family of four.