FY2027 Fair Market Rent · California
San Bernardino County Fair Market Rent & Income Limits
HUD's FY2027 Fair Market Rent for a two-bedroom home in San Bernardino County, CA is $2,103 a month, down 4.5% from FY2026. The area median family income is $106,500, and a family of four counts as low income up to $98,400 a year.
Fair Market Rent by unit size
FY2027 FY2026
Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.
Check your household
Enter your household size and total yearly income before taxes to see which HUD income category it falls in for San Bernardino County, CA.
Low income (80% limit)
A household of 4 earning $96,400 is under the 80% limit of $98,400 for this area. At 30% of income it could pay about $2,410 a month for rent and utilities.
This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.
Income limits in San Bernardino County
HUD's FY2026 income limits for Riverside-San Bernardino-Ontario, CA are based on a median family income of $106,500. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.
| People | Extremely low30% / poverty | Very low50% | 60% (LIHTC)MTSP | Low income80% |
|---|---|---|---|---|
| 1 | $25,850 | $43,050 | $51,660 | $68,900 |
| 2 | $29,550 | $49,200 | $59,040 | $78,750 |
| 3 | $33,250 | $55,350 | $66,420 | $88,600 |
| 4 | $36,900 | $61,500 | $73,800 | $98,400 |
| 5 | $39,900 | $66,450 | $79,740 | $106,300 |
| 6 | $44,360 | $71,350 | $85,620 | $114,150 |
| 7 | $50,040 | $76,300 | $91,560 | $122,050 |
| 8 | $55,720 | $81,200 | $97,440 | $129,900 |
Rent history
Since FY2017 the two-bedroom FMR here has gone from $1,197 to $2,103, up 75.7% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $434.
What it takes to afford the rent
To keep a two-bedroom rent of $2,103 at no more than 30% of income, the usual affordability rule, a household needs about $84,100 a year. That is 79% of the area median family income of $106,500, so a typical family can afford it with room to spare.
| Unit | FY2027 | FY2026 | FY2025 | Income to affordat 30% |
|---|---|---|---|---|
| Studio | $1,605 | $1,692 | $1,776 | $64,200 |
| 1 bedroom | $1,705 | $1,777 | $1,852 | $68,200 |
| 2 bedrooms | $2,103 | $2,201 | $2,306 | $84,100 |
| 3 bedrooms | $2,771 | $2,912 | $3,079 | $110,800 |
| 4 bedrooms | $3,336 | $3,514 | $3,745 | $133,400 |
How San Bernardino County compares
San Bernardino County is part of the Riverside-San Bernardino-Ontario, CA HUD Metro FMR Area, together with Riverside County. HUD publishes one Fair Market Rent and one set of income limits for the whole area, so the numbers on this page apply in every county of it.
San Bernardino County has the 24th highest two-bedroom Fair Market Rent of the 58 counties in California; the population-weighted average across California is $2,632 and the nationwide average is $1,751.
Small Area FMRs by ZIP code
HUD also publishes Small Area Fair Market Rents for each ZIP code. In San Bernardino County the two-bedroom figure ranges from $1,870 to $3,150 across 113 ZIP codes, against the area-wide $2,103. This area is not on HUD's list of mandatory Small Area FMR areas, so most agencies here use the area-wide FMR; an agency may still opt in to ZIP-level rents.
| ZIP | Place | 2 BR SAFMR | 110% payment std. |
|---|---|---|---|
| 91709 | Chino Hills | $3,150 | $3,465 |
| 91708 | Chino | $3,150 | $3,465 |
| 91784 | Upland | $3,150 | $3,465 |
| 91730 | Rancho Cucamonga | $2,970 | $3,267 |
| 91739 | Rancho Cucamonga | $2,900 | $3,190 |
| 92377 | Rialto | $2,820 | $3,102 |
| 91737 | Rancho Cucamonga | $2,780 | $3,058 |
| 91701 | Rancho Cucamonga | $2,690 | $2,959 |
| 91764 | Ontario | $2,610 | $2,871 |
| 92352 | Lake Arrowhead | $2,570 | $2,827 |
| 91786 | Upland | $2,560 | $2,816 |
| 92336 | Fontana | $2,560 | $2,816 |
| 92337 | Fontana | $2,520 | $2,772 |
| 92373 | Redlands | $2,520 | $2,772 |
| 92344 | Hesperia | $2,490 | $2,739 |
| 92386 | Sugarloaf | $2,420 | $2,662 |
| 91710 | Chino | $2,400 | $2,640 |
| 92374 | Redlands | $2,400 | $2,640 |
| 91761 | Ontario | $2,360 | $2,596 |
| 91762 | Ontario | $2,300 | $2,530 |
| 92407 | San Bernardino | $2,290 | $2,519 |
| 92248 | La Quinta | $2,170 | $2,387 |
| 92313 | Grand Terrace | $2,150 | $2,365 |
| 92335 | Fontana | $2,150 | $2,365 |
| 91763 | Montclair | $2,130 | $2,343 |
| 92322 | Cedarpines Park | $2,130 | $2,343 |
| 92341 | Green Valley Lake | $2,110 | $2,321 |
| 92382 | Running Springs | $2,110 | $2,321 |
| 92324 | Colton | $2,100 | $2,310 |
| 92392 | Victorville | $2,100 | $2,310 |
| 92339 | Forest Falls | $2,090 | $2,299 |
| 92350 | Loma Linda | $2,060 | $2,266 |
| 92354 | Loma Linda | $2,060 | $2,266 |
| 92376 | Rialto | $2,050 | $2,255 |
| 91729 | Rancho Cucamonga | $2,040 | $2,244 |
| 91743 | Guasti | $2,040 | $2,244 |
| 91785 | Upland | $2,040 | $2,244 |
| 92280 | Vidal | $2,040 | $2,244 |
| 92286 | Yucca Valley | $2,040 | $2,244 |
| 92304 | Amboy | $2,040 | $2,244 |
| 92312 | Barstow | $2,040 | $2,244 |
| 92318 | Bryn Mawr | $2,040 | $2,244 |
| 92323 | Cima | $2,040 | $2,244 |
| 92329 | Phelan | $2,040 | $2,244 |
| 92332 | Essex | $2,040 | $2,244 |
| 92334 | Fontana | $2,040 | $2,244 |
| 92338 | Ludlow | $2,040 | $2,244 |
| 92340 | Hesperia | $2,040 | $2,244 |
| 92357 | Loma Linda | $2,040 | $2,244 |
| 92364 | Nipton | $2,040 | $2,244 |
| 92366 | Mountain Pass | $2,040 | $2,244 |
| 92375 | Redlands | $2,040 | $2,244 |
| 92393 | Victorville | $2,040 | $2,244 |
| 92402 | San Bernardino | $2,040 | $2,244 |
| 92403 | San Bernardino | $2,040 | $2,244 |
| 92406 | San Bernardino | $2,040 | $2,244 |
| 92413 | San Bernardino | $2,040 | $2,244 |
| 92415 | San Bernardino | $2,040 | $2,244 |
| 92423 | San Bernardino | $2,040 | $2,244 |
| 92427 | San Bernardino | $2,040 | $2,244 |
| 93558 | Red Mountain | $2,040 | $2,244 |
| 93592 | Trona | $2,040 | $2,244 |
| 92333 | Fawnskin | $2,020 | $2,222 |
| 92358 | Lytle Creek | $2,010 | $2,211 |
| 92242 | Earp | $1,990 | $2,189 |
| 92252 | Joshua Tree | $1,990 | $2,189 |
| 92256 | Morongo Valley | $1,990 | $2,189 |
| 92267 | Parker Dam | $1,990 | $2,189 |
| 92268 | Pioneertown | $1,990 | $2,189 |
| 92277 | Twentynine Palms | $1,990 | $2,189 |
| 92278 | Twentynine Palms | $1,990 | $2,189 |
| 92284 | Yucca Valley | $1,990 | $2,189 |
| 92285 | Landers | $1,990 | $2,189 |
| 92305 | Angelus Oaks | $1,990 | $2,189 |
| 92307 | Apple Valley | $1,990 | $2,189 |
| 92308 | Apple Valley | $1,990 | $2,189 |
| 92309 | Baker | $1,990 | $2,189 |
| 92310 | Fort Irwin | $1,990 | $2,189 |
| 92311 | Barstow | $1,990 | $2,189 |
| 92314 | Big Bear City | $1,990 | $2,189 |
| 92315 | Big Bear Lake | $1,990 | $2,189 |
| 92316 | Bloomington | $1,990 | $2,189 |
| 92317 | Blue Jay | $1,990 | $2,189 |
| 92321 | Cedar Glen | $1,990 | $2,189 |
| 92325 | Crestline | $1,990 | $2,189 |
| 92327 | Daggett | $1,990 | $2,189 |
| 92342 | Helendale | $1,990 | $2,189 |
| 92345 | Hesperia | $1,990 | $2,189 |
| 92346 | Highland | $1,990 | $2,189 |
| 92347 | Hinkley | $1,990 | $2,189 |
| 92356 | Lucerne Valley | $1,990 | $2,189 |
| 92359 | Mentone | $1,990 | $2,189 |
| 92363 | Needles | $1,990 | $2,189 |
| 92365 | Newberry Springs | $1,990 | $2,189 |
| 92368 | Oro Grande | $1,990 | $2,189 |
| 92369 | Patton | $1,990 | $2,189 |
| 92371 | Phelan | $1,990 | $2,189 |
| 92372 | Pinon Hills | $1,990 | $2,189 |
| 92378 | Rimforest | $1,990 | $2,189 |
| 92385 | Skyforest | $1,990 | $2,189 |
| 92391 | Twin Peaks | $1,990 | $2,189 |
| 92394 | Victorville | $1,990 | $2,189 |
| 92395 | Victorville | $1,990 | $2,189 |
| 92398 | Yermo | $1,990 | $2,189 |
| 92399 | Yucaipa | $1,990 | $2,189 |
| 92401 | San Bernardino | $1,990 | $2,189 |
| 92404 | San Bernardino | $1,990 | $2,189 |
| 92405 | San Bernardino | $1,990 | $2,189 |
| 92408 | San Bernardino | $1,990 | $2,189 |
| 92410 | San Bernardino | $1,990 | $2,189 |
| 92411 | San Bernardino | $1,990 | $2,189 |
| 93562 | Trona | $1,990 | $2,189 |
| 92301 | Adelanto | $1,870 | $2,057 |
Questions
What is the Fair Market Rent in San Bernardino County, CA for 2027?
For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in San Bernardino County, CA are $1,605 for a studio, $1,705 for one bedroom, $2,103 for two bedrooms, $2,771 for three and $3,336 for four bedrooms, per month including utilities.
What is the area median income in San Bernardino County, CA?
HUD's FY2026 median family income for the area is $106,500, up 2.5% from $103,900 in FY2025.
What is 80% of AMI in San Bernardino County, CA for a family of 4?
The FY2026 low-income limit (80%) for a household of four is $98,400 a year. The very low-income limit (50%) is $61,500 and the extremely low-income limit is $36,900.
What is the 60% AMI limit for tax credit housing in San Bernardino County, CA?
Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $51,660 for one person and $73,800 for four.
Is the Fair Market Rent the same as the Section 8 payment standard?
No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $1,893 to $2,313), and can ask HUD for exceptions. Check the payment standard with your local housing agency.