Income Limits by County

FY2027 Small Area FMR · Mount Sinai, NY

ZIP 11766 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11766 (Mount Sinai, NY) is $3,850 a month, down 0.8% from FY2026. That is 43% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$3,850per month ▼ 0.8%
Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY
Rank in the area3rdof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,465
2 BR Small Area FMR$3,850
110% of SAFMR$4,235

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 11766 sits in the Nassau-Suffolk, NY area

$2,480$4,030median $2,740

Of the 190 ZIP codes HUD lists for the area, 11766 has the 3rd highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,850 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,810$2,529 – $3,091$1,964$2,810
1 bedroom$3,270$2,943 – $3,597$2,285$3,360
2 bedrooms$3,850$3,465 – $4,235$2,689$3,880
3 bedrooms$4,950$4,455 – $5,445$3,458$5,030
4 bedrooms$5,260$4,734 – $5,786$3,671$5,320

A household renting a two-bedroom home at the Small Area FMR of $3,850 needs about $154,000 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11766 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
11776Port Jefferson Station2.3 mi$2,700
11764Miller Place2.5 mi$3,120
11777Port Jefferson2.8 mi$2,760
11789Sound Beach2.9 mi$3,470
11727Coram4.0 mi$3,010
11778Rocky Point4.3 mi$2,480

Questions

What is the Fair Market Rent for ZIP code 11766?

HUD's FY2027 Small Area Fair Market Rents for 11766 are $2,810 (studio), $3,270 (1 BR), $3,850 (2 BR), $4,950 (3 BR) and $5,260 (4 BR) a month.

What is the Section 8 payment standard in 11766?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11766 that range is $3,465 to $4,235 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11766?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.