FY2027 Small Area FMR · Sound Beach, NY

ZIP 11789 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11789 (Sound Beach, NY) is $3,470 a month, up 4.2% from FY2026. That is 29% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$3,470per month ▲ 4.2%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area14thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,123

2 BR Small Area FMR$3,470

110% of SAFMR$3,817

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,530▲ 4.5%

1 BR$2,950▲ 2.4%

2 BR$3,470▲ 4.2%

3 BR$4,460▲ 3.2%

4 BR$4,740▲ 3.7%

FY2027 FY2026

Where 11789 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11789 has the 14th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,470 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,530	$2,277 – $2,783	$1,964	$2,420
1 bedroom	$2,950	$2,655 – $3,245	$2,285	$2,880
2 bedrooms	$3,470	$3,123 – $3,817	$2,689	$3,330
3 bedrooms	$4,460	$4,014 – $4,906	$3,458	$4,320
4 bedrooms	$4,740	$4,266 – $5,214	$3,671	$4,570

A household renting a two-bedroom home at the Small Area FMR of $3,470 needs about $138,800 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11789 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11778	Rocky Point	2.0 mi	$2,480
11764	Miller Place	2.2 mi	$3,120
11766	Mount Sinai	2.9 mi	$3,850
11786	Shoreham	4.5 mi	$3,080
11953	Middle Island	4.9 mi	$2,510
11777	Port Jefferson	5.0 mi	$2,760

Questions

What is the Fair Market Rent for ZIP code 11789?

HUD's FY2027 Small Area Fair Market Rents for 11789 are $2,530 (studio), $2,950 (1 BR), $3,470 (2 BR), $4,460 (3 BR) and $4,740 (4 BR) a month.

What is the Section 8 payment standard in 11789?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11789 that range is $3,123 to $3,817 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11789?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.