FY2027 Small Area FMR · Oakdale, NY

ZIP 11769 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11769 (Oakdale, NY) is $2,760 a month, down 4.5% from FY2026. That is 3% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$2,760per month ▼ 4.5%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area84thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,484

2 BR Small Area FMR$2,760

110% of SAFMR$3,036

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,020▼ 3.8%

1 BR$2,350▼ 6.0%

2 BR$2,760▼ 4.5%

3 BR$3,550▼ 5.3%

4 BR$3,770▼ 4.8%

FY2027 FY2026

Where 11769 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11769 has the 84th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,760 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,020	$1,818 – $2,222	$1,964	$2,100
1 bedroom	$2,350	$2,115 – $2,585	$2,285	$2,500
2 bedrooms	$2,760	$2,484 – $3,036	$2,689	$2,890
3 bedrooms	$3,550	$3,195 – $3,905	$3,458	$3,750
4 bedrooms	$3,770	$3,393 – $4,147	$3,671	$3,960

A household renting a two-bedroom home at the Small Area FMR of $2,760 needs about $110,400 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11769 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11796	West Sayville	1.4 mi	$2,950
11739	Great River	1.9 mi	$2,930
11782	Sayville	2.3 mi	$2,790
11730	East Islip	2.6 mi	$3,030
11716	Bohemia	3.0 mi	$2,930
11752	Islip Terrace	3.0 mi	$2,950

Questions

What is the Fair Market Rent for ZIP code 11769?

HUD's FY2027 Small Area Fair Market Rents for 11769 are $2,020 (studio), $2,350 (1 BR), $2,760 (2 BR), $3,550 (3 BR) and $3,770 (4 BR) a month.

What is the Section 8 payment standard in 11769?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11769 that range is $2,484 to $3,036 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11769?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.