FY2027 Small Area FMR · Sayville, NY

ZIP 11782 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11782 (Sayville, NY) is $2,790 a month, down 1.1% from FY2026. That is 4% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$2,790per month ▼ 1.1%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area78thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,511

2 BR Small Area FMR$2,790

110% of SAFMR$3,069

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,040▼ 0.5%

1 BR$2,370▼ 2.9%

2 BR$2,790▼ 1.1%

3 BR$3,590▼ 1.9%

4 BR$3,810▼ 1.6%

FY2027 FY2026

Where 11782 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11782 has the 78th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,790 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,040	$1,836 – $2,244	$1,964	$2,050
1 bedroom	$2,370	$2,133 – $2,607	$2,285	$2,440
2 bedrooms	$2,790	$2,511 – $3,069	$2,689	$2,820
3 bedrooms	$3,590	$3,231 – $3,949	$3,458	$3,660
4 bedrooms	$3,810	$3,429 – $4,191	$3,671	$3,870

A household renting a two-bedroom home at the Small Area FMR of $2,790 needs about $111,600 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11782 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11796	West Sayville	1.0 mi	$2,950
11705	Bayport	1.5 mi	$2,760
11769	Oakdale	2.3 mi	$2,760
11715	Blue Point	2.6 mi	$2,760
11716	Bohemia	3.9 mi	$2,930
11741	Holbrook	4.0 mi	$2,870

Questions

What is the Fair Market Rent for ZIP code 11782?

HUD's FY2027 Small Area Fair Market Rents for 11782 are $2,040 (studio), $2,370 (1 BR), $2,790 (2 BR), $3,590 (3 BR) and $3,810 (4 BR) a month.

What is the Section 8 payment standard in 11782?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11782 that range is $2,511 to $3,069 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11782?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.