Income Limits by County

FY2027 Small Area FMR · West Sayville, NY

ZIP 11796 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11796 (West Sayville, NY) is $2,950 a month, up 1.0% from FY2026. That is 10% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$2,950per month ▲ 1.0%
Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY
Rank in the area54thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,655
2 BR Small Area FMR$2,950
110% of SAFMR$3,245

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 11796 sits in the Nassau-Suffolk, NY area

$2,480$4,030median $2,740

Of the 190 ZIP codes HUD lists for the area, 11796 has the 54th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,950 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,150$1,935 – $2,365$1,964$2,120
1 bedroom$2,510$2,259 – $2,761$2,285$2,530
2 bedrooms$2,950$2,655 – $3,245$2,689$2,920
3 bedrooms$3,790$3,411 – $4,169$3,458$3,790
4 bedrooms$4,030$3,627 – $4,433$3,671$4,010

A household renting a two-bedroom home at the Small Area FMR of $2,950 needs about $118,000 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11796 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
11782Sayville1.0 mi$2,790
11769Oakdale1.4 mi$2,760
11705Bayport2.5 mi$2,760
11739Great River3.2 mi$2,930
11715Blue Point3.6 mi$2,760
11716Bohemia3.7 mi$2,930

Questions

What is the Fair Market Rent for ZIP code 11796?

HUD's FY2027 Small Area Fair Market Rents for 11796 are $2,150 (studio), $2,510 (1 BR), $2,950 (2 BR), $3,790 (3 BR) and $4,030 (4 BR) a month.

What is the Section 8 payment standard in 11796?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11796 that range is $2,655 to $3,245 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11796?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.