FY2027 Small Area FMR · Middle Island, NY

ZIP 11953 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11953 (Middle Island, NY) is $2,510 a month, down 2.7% from FY2026. That is 7% below the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$2,510per month ▼ 2.7%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area163rdof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,259

2 BR Small Area FMR$2,510

110% of SAFMR$2,761

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,830▼ 2.1%

1 BR$2,150▼ 3.6%

2 BR$2,510▼ 2.7%

3 BR$3,230▼ 3.6%

4 BR$3,430▼ 3.1%

FY2027 FY2026

Where 11953 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11953 has the 163rd highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,510 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,830	$1,647 – $2,013	$1,964	$1,870
1 bedroom	$2,150	$1,935 – $2,365	$2,285	$2,230
2 bedrooms	$2,510	$2,259 – $2,761	$2,689	$2,580
3 bedrooms	$3,230	$2,907 – $3,553	$3,458	$3,350
4 bedrooms	$3,430	$3,087 – $3,773	$3,671	$3,540

A household renting a two-bedroom home at the Small Area FMR of $2,510 needs about $100,400 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11953 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11764	Miller Place	2.8 mi	$3,120
11727	Coram	2.9 mi	$3,010
11961	Ridge	3.4 mi	$2,480
11778	Rocky Point	3.9 mi	$2,480
11973	Upton	4.0 mi	$2,580
11980	Yaphank	4.5 mi	$3,280

Questions

What is the Fair Market Rent for ZIP code 11953?

HUD's FY2027 Small Area Fair Market Rents for 11953 are $1,830 (studio), $2,150 (1 BR), $2,510 (2 BR), $3,230 (3 BR) and $3,430 (4 BR) a month.

What is the Section 8 payment standard in 11953?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11953 that range is $2,259 to $2,761 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11953?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.