Income Limits by County

FY2027 Small Area FMR · Yaphank, NY

ZIP 11980 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11980 (Yaphank, NY) is $3,280 a month, up 2.5% from FY2026. That is 22% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$3,280per month ▲ 2.5%
Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY
Rank in the area26thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,952
2 BR Small Area FMR$3,280
110% of SAFMR$3,608

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 11980 sits in the Nassau-Suffolk, NY area

$2,480$4,030median $2,740

Of the 190 ZIP codes HUD lists for the area, 11980 has the 26th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,400$2,160 – $2,640$1,964$2,320
1 bedroom$2,790$2,511 – $3,069$2,285$2,770
2 bedrooms$3,280$2,952 – $3,608$2,689$3,200
3 bedrooms$4,220$3,798 – $4,642$3,458$4,150
4 bedrooms$4,480$4,032 – $4,928$3,671$4,390

A household renting a two-bedroom home at the Small Area FMR of $3,280 needs about $131,200 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11980 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
11763Medford3.2 mi$2,890
11973Upton3.3 mi$2,580
11719Brookhaven3.4 mi$3,020
11967Shirley3.5 mi$2,630
11713Bellport3.9 mi$3,520
11950Mastic4.3 mi$2,480

Questions

What is the Fair Market Rent for ZIP code 11980?

HUD's FY2027 Small Area Fair Market Rents for 11980 are $2,400 (studio), $2,790 (1 BR), $3,280 (2 BR), $4,220 (3 BR) and $4,480 (4 BR) a month.

What is the Section 8 payment standard in 11980?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11980 that range is $2,952 to $3,608 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11980?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.