FY2027 Small Area FMR · Utica, NY

ZIP 13501 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13501 (Utica, NY) is $1,170 a month, up 4.5% from FY2026. That is 3% below the Utica-Rome, NY area-wide FMR of $1,210.

2-bedroom SAFMR$1,170per month ▲ 4.5%

Area-wide 2 BR FMR$1,210Utica-Rome, NY

Rank in the area47thof 84 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053

2 BR Small Area FMR$1,170

110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$830▼ 3.5%

1 BR$910▲ 3.4%

2 BR$1,170▲ 4.5%

3 BR$1,390▲ 3.7%

4 BR$1,580▲ 1.9%

FY2027 FY2026

Where 13501 sits in the Utica-Rome, NY area

Of the 84 ZIP codes HUD lists for the area, 13501 has the 47th highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$830	$747 – $913	$857	$860
1 bedroom	$910	$819 – $1,001	$946	$880
2 bedrooms	$1,170	$1,053 – $1,287	$1,210	$1,120
3 bedrooms	$1,390	$1,251 – $1,529	$1,442	$1,340
4 bedrooms	$1,580	$1,422 – $1,738	$1,636	$1,550

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13501 lies mainly in Oneida County and Herkimer County. See the Utica-Rome, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13413	New Hartford	3.1 mi	$1,440
13495	Yorkville	3.3 mi	$1,250
13417	New York Mills	3.7 mi	$1,110
13319	Chadwicks	4.3 mi	$1,060
13340	Frankfort	5.1 mi	$1,140
13502	Utica	5.5 mi	$1,300

Questions

What is the Fair Market Rent for ZIP code 13501?

HUD's FY2027 Small Area Fair Market Rents for 13501 are $830 (studio), $910 (1 BR), $1,170 (2 BR), $1,390 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 13501?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13501 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13501?

The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.