FY2027 Small Area FMR · Utica, NY

ZIP 13502 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13502 (Utica, NY) is $1,300 a month, up 5.7% from FY2026. That is 7% above the Utica-Rome, NY area-wide FMR of $1,210.

2-bedroom SAFMR$1,300per month ▲ 5.7%

Area-wide 2 BR FMR$1,210Utica-Rome, NY

Rank in the area16thof 84 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170

2 BR Small Area FMR$1,300

110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$920▼ 2.1%

1 BR$1,020▲ 5.2%

2 BR$1,300▲ 5.7%

3 BR$1,550▲ 5.4%

4 BR$1,760▲ 3.5%

FY2027 FY2026

Where 13502 sits in the Utica-Rome, NY area

Of the 84 ZIP codes HUD lists for the area, 13502 has the 16th highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$920	$828 – $1,012	$857	$940
1 bedroom	$1,020	$918 – $1,122	$946	$970
2 bedrooms	$1,300	$1,170 – $1,430	$1,210	$1,230
3 bedrooms	$1,550	$1,395 – $1,705	$1,442	$1,470
4 bedrooms	$1,760	$1,584 – $1,936	$1,636	$1,700

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13502 lies mainly in Oneida County and Herkimer County. See the Utica-Rome, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13501	Utica	5.5 mi	$1,170
13340	Frankfort	5.7 mi	$1,140
13403	Marcy	5.9 mi	$1,610
13431	Poland	6.2 mi	$1,060
13495	Yorkville	6.5 mi	$1,250
13304	Barneveld	7.1 mi	$1,090

Questions

What is the Fair Market Rent for ZIP code 13502?

HUD's FY2027 Small Area Fair Market Rents for 13502 are $920 (studio), $1,020 (1 BR), $1,300 (2 BR), $1,550 (3 BR) and $1,760 (4 BR) a month.

What is the Section 8 payment standard in 13502?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13502 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13502?

The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.