FY2027 Small Area FMR · Gulfport, MS

ZIP 39505 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39505 (Gulfport, MS) is $1,190 a month, up 3.5% from FY2026. That is 0% equal to the Gulfport-Biloxi, MS area-wide FMR of $1,185.

2-bedroom SAFMR$1,190per month ▲ 3.5%

Area-wide 2 BR FMR$1,185Gulfport-Biloxi, MS

Rank in the area9thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071

2 BR Small Area FMR$1,190

110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$850▲ 7.6%

1 BR$990▲ 6.5%

2 BR$1,190▲ 3.5%

3 BR$1,530▲ 3.4%

4 BR$1,730▲ 6.1%

FY2027 FY2026

Where 39505 sits in the Gulfport-Biloxi, MS area

Of the 28 ZIP codes HUD lists for the area, 39505 has the 9th highest two-bedroom Small Area FMR. Gulfport-Biloxi, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,185 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$850	$765 – $935	$844	$790
1 bedroom	$990	$891 – $1,089	$982	$930
2 bedrooms	$1,190	$1,071 – $1,309	$1,185	$1,150
3 bedrooms	$1,530	$1,377 – $1,683	$1,525	$1,480
4 bedrooms	$1,730	$1,557 – $1,903	$1,723	$1,630

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $83,100 and the 80% low-income limit for four people is $66,500. ZIP code 39505 lies mainly in Harrison County. See the Gulfport-Biloxi, MS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39507	Gulfport	2.3 mi	$1,230
39501	Gulfport	3.0 mi	$1,060
39531	Biloxi	6.1 mi	$1,180
39503	Gulfport	6.5 mi	$1,220
39560	Long Beach	6.8 mi	$1,300
39532	Biloxi	7.8 mi	$1,200

Questions

What is the Fair Market Rent for ZIP code 39505?

HUD's FY2027 Small Area Fair Market Rents for 39505 are $850 (studio), $990 (1 BR), $1,190 (2 BR), $1,530 (3 BR) and $1,730 (4 BR) a month.

What is the Section 8 payment standard in 39505?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39505 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39505?

The FY2026 income limits of the Gulfport-Biloxi, MS area apply: median family income $83,100, low-income (80%) limit $66,500 for a family of four.